Is it a bank account?

Cashplus prepaid Gold MasterCard® Deluxe account with guaranteed acceptance*

Is it a credit card?

Cashplus prepaid Gold MasterCard® Deluxe account with guaranteed acceptance*

It’s an amazing
blend of both

Cashplus prepaid Gold MasterCard® Deluxe account with guaranteed acceptance*

Enjoy a unique blend of bank account and MasterCard card benefits with the new Cashplus prepaid Gold MasterCard Deluxe account. It’s the ideal alternative to a bank account, with 100% instant approval guaranteed* and without credit checks.

Just see for yourself the many ways our card could help you:

  • INSTANT APPROVAL
    You’re guaranteed to be accepted if you live in the UK and are 18 years or older
  • ONLINE BANKING
    It’s a fast, secure and easy way to manage your money 24 hours a day, seven days a week
  • FREE ONLINE PAYMENTS AND TRANSFERS
    Everything from one-off payments to regular standing orders
  • SHOP SECURELY
    Online in stores or over the phone, wherever MasterCard is accepted
  • HAVE WAGES PAID DIRECT*
    No need for a bank account
  • TOP UP YOUR ACCOUNT FOR FREE
    At over 12,500 places across the UK
  • CREDITBUILDER™
    We would help you repair or create your credit rating†, at no extra cost
  • WITHDRAW CASH AT ATM’S IN THE UK FOR FREE
  • REAL CASHBACK
    Get up to 1% cashback on all you spend
  • FREE PURCHASE PROTECTION
    If a business goes bust, goods are damaged, faulty or never received, we’re often able to arrange a refund

So, with many of the benefits of a bank account plus the advantages of a MasterCard, Cashplus Deluxe is the only account you need.

What’s more it’s great value – up to £9.95 card purchase price and £9.95 in any month that you have a balance.

Paid by cheque? It's a waste of time and money

If you’re paid by cheque, you’re probably tired of queuing up to cash them. And you could be losing quite a bundle of cash in fees. Use the payment savings calculator below to see how much you could save in as little as a year by having your wages paid directly* to a Cashplus card for free.

How much could you save?
Enter your pay cheque amount
£

Which is the best route for you?

Get your card

  • 100% instant approval guaranteed*
  • No credit checks
  • No hidden banking charges

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to our Terms and Conditions including the applicant providing acceptable identification, being resident in the UK, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder. The Cashplus prepaid MasterCard is issued by APS Financial Ltd ("AFL") pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register/) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd ("APS") which is a registered agent of AFL for this purpose. Registered in England no. 04947027. AFL & APS registered address is 6th Floor, One London Wall, London, EC2Y 5EB. Cashplus is a registered trademark of APS. MasterCard is a registered trademark of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
†Creditbuilder is provided by APS. APS's Consumer Credit Licence 0608377.