How the Cashplus® prepaid Gold MasterCard® Deluxe account works

Most of the benefits of a bank account plus a
feature-packed prepaid MasterCard card.

The new Cashplus prepaid Gold MasterCard Deluxe account is a revolutionary blend of some of the best features of a bank account and a MasterCard card. In fact, for many people, it will be the only account that they need. After all, on the one hand it’s a great place to have your wages deposited.

When you want your money just withdraw it for free across the UK at cash machines displaying the MasterCard acceptance mark. And being a MasterCard card, it’s a secure way to get those internet bargains. What’s more, there are no credit checks – you’re guaranteed* to get this card. So you’ll find it easy to be able to start enjoying the following valuable benefits:

  • new icon
    Real Cashback rewards

    Enjoy Cashback on everything from groceries and petrol to airline tickets, and you’ll be amazed at how quickly the money we give you back adds up. We’ll give you 1% of the first £1,000 you spend on the card – that’s £10 back for just buying the things that you would anyway! And then we’ll give you back 0.5% on all your further spending, that’s £5 for every £1,000.

  • new icon
    Make payments and transfers* – for free

    To save you time, we’ll help you sort out everything from one-off payments to regular standing orders to cover everything from your mortgage or rent to gas and electricity bills and more... Just call us after you receive your Cashplus card.

  • new icon
    Creditbuilder™ – designed to improve your credit rating†

    We could help you repair or create your credit rating, at no extra cost. This could make it easier for you to gain credit in the future. It could also help you to save money by helping you receive offers of lower interest rates in the future.

  • MasterCard icon
    It's a MasterCard card – welcome worldwide
    Your Cashplus card is welcomed at 29 million places all over the world, wherever you see the MasterCard acceptance mark.
  • Safer than cash icon
    Safer than cash
    Lose cash and it’s probably gone for ever. But if you lose your Cashplus card, we can replace it and the money on it, subject to our terms and conditions.
  • shop securely online icon
    Shop securely online
    Shop securely on the web and take advantage of discounted prices and enjoy offers on exclusive items.
  • Cash machine icon
    Get money from cash machines
    Withdraw money from any of the 1.5 million cash machines worldwide that display the MasterCard acceptance mark. With the Cashplus prepaid Gold MasterCard Deluxe account, withdrawals are FREE in the UK.
  • free purchase protection icon
    FREE Purchase Protection
    If what you order doesn’t arrive or the supplier goes bust, we could help you get your money back.
  • money transfer icon
    Cheaper alternative to money transfer
    Use additional cards* on your account to share money with whoever you want, wherever they are. They can take out money from any cash machine or make purchases anywhere displaying the MasterCard acceptance mark. All you pay is the standard cash machine charge for cash withdrawals where applicable and any foreign exchange (FX fee). See for yourself.

      Cashplus
    FX fee    		 Western
    Union FX fee    		 Cashplus savings
    for £50 sent
    Ireland / Portugal / France £1.50 £12 £10.50
    India / Pakistan / Poland £1.50 £6.90 £5.40

    Accurate as at 24 April 2009.

Get your card

  • 100% instant approval guaranteed*
  • No credit checks
  • No hidden banking charges

Real Cashback

Earn Cashback on purchases for all your everyday spending.

Make payments and standing orders* – for free

Make up to 20 payments to pay your bills, such as gas, electricity and rent, all at no extra cost to you.

Improve your credit rating†

Creditbuilder™ could help you to improve your credit rating at no extra cost

Cashplus prepaid card

*Subject to terms and conditions including applicant providing acceptable ID, being a UK resident & aged 18 years+. Card & usage fees apply. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Services Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. (www.fsa.gov.uk/register/2EMD/2EMD_MasterRegister.html Reference 900002). Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered numbers 06029941 & 04947027. MasterCard is a registered trademark of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
†Creditbuilder is provided by APS. APS's Consumer Credit Licence 0608377.